$972,000
 $5,218 est/mo Sourced by Back At You

12 Bay Drive,Saddle Bunch, FL 33040

Saddle Bunch, FL 33040

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Description

Tucked along a wide, deep canal, this concrete 3 bedroom, 1 bath home offers a thoughtfully designed split floor plan that creates privacy and flexibility rarely found in a home of this size. The primary suite occupies its own side of the home, while the guest quarters are positioned on the opposite side--ideal for visiting family and friends, a home office, or simply having separate spaces to retreat and unwind. At the heart of the home, the living and kitchen areas bring everyone together with classic Conch island style and thoughtful updates, including new kitchen appliances, a remodeled bathroom, and efficient ductless mini-splits. Outside, the property feels like a private tropical retreat. Two mango trees, key lime, lemon, and starfruit trees mingle with palms and tropical flowers, creating a lush backdrop for slow mornings and easy entertaining. Relax on the sandy beach with lounge chairs, unwind in the jetted swim spa, rinse off in the outdoor shower with full bath, or enjoy the screened porch after a day on the water. For boaters, the waterfront setup is exceptional. The 50-foot-wide canal offers 3+ feet of control depth, complemented by a 75-foot concrete seawall, fish-cleaning station, and rare grandfathered private boat ramp--a feature increasingly difficult to find in the Keys. There's also abundant parking for large boat trailers, multiple vehicles, or a guest RV, plus a 30-amp RV hookup and wired for a whole house generator. Practical improvements include a newer roof, new 100-amp electrical service panel and mast, and mostly impact windows with shutters for the remainder, rounded out by a 14 foot sliding chainlink. Whether you're looking for a full-time island home or weekend escape, this property brings together privacy, boating access, generous parking, outdoor living, and tropical character in this truly special slice of the Florida Keys. Local favorite Baby's Coffee, a neighborhood park, and tennis/pickleball courts are just steps

Details

MLS #621164
Listing TypeFor Sale
StyleHouse
Sub-TypeResale
StatusActive
Year1958
Days On Site10
Listing Provided ByIsland Welcome Real Estate LLC | Natallie M Liz

Features

Bed(s)3
Bath(s) 1 Total
SQ Feet1,400
ZoningIS - Improved Subivision Distric
Acreage0.21
Water FrontYes
Property ViewCanal, Open Water View

Area Information

StateFL
CountyMonroe
CitySaddle Bunch
Zip Code33040
Area06 Bay Point to Sugarloaf
Community NameBay Point Amd & 1st (15.0)
Listing VS Median (in Bay Point Amd & 1st (15.0))
Price:
$972,000
low | high
Med:
$630,000
85.185185185185% of Average
sqft:
1,400
low | high
Med:
1,010
77.857142857143% of Average
$ / sqft:
$694
low | high
Med:
$624
60.15768243491% of Average
On site:
10
low | high
Med:
323
3.095975232198% of Average
Sourced by Back At You

Market Activity 33040

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Learn More About This Property

StateFL
CountyMonroe
CitySaddle Bunch
Zip Code33040
Area06 Bay Point to Sugarloaf
Community NameBay Point Amd & 1st (15.0)
Listing VS Median (in Bay Point Amd & 1st (15.0))
Price:
$972,000
low | high
Med:
$630,000
85.185185185185% of Average
sqft:
1,400
low | high
Med:
1,010
77.857142857143% of Average
$ / sqft:
$694
low | high
Med:
$624
60.15768243491% of Average
On site:
10
low | high
Med:
323
3.095975232198% of Average
Sourced by Back At You
Nearby Listings (Within 1/10 mile)
Price: $729K - $1.215M
sqft: 1,000 - 1,500
Nearby Listings Property ImageNearby Listings Details
37 Palm Drive Property Photo 1
$5,500
37 Palm Drive
Saddlebunch, FL 33040
Listing Updated: September 8, 2026 at 5:00:45 PM PDT